Get up to R230 000 cash over 1 – 84 months Capitec Bank Loan. The Money will be available immediately in your transaction/savings account after approval.
Capitec Bank Loan is ideal for managing your money, whether it’s everyday transacting, saving for the future or getting the credit you need.
Note the following after the approval of your loan:
- Money available immediately in your transaction/savings account after approval
- Amount based on your credit profile and affordability
- Fixed monthly repayments
- Consolidate all your existing loans for easier monthly repayments
Capitec Bank Loan also offers Free Retrenchment and Death cover.
For loans 6 months and longer, your outstanding balance will be paid in full
If you’re retrenched when the loan is less than 3 months old, 50% of your loan will be covered
We pay for this cover and the money will be paid to us to settle your outstanding debt
They also offer a monthly loan for your daily needs or emergencies, reviewed every 12 months at a branch.
- Get up to R4 000 in minutes, any time or place
- Transfer money to your transaction/savings account using Mobile Banking, Internet Banking or our ATMs
- Interest and fees only charged on money transferred
- Repayable in full each month
Requirements of Capitec Bank Loan
- Identification document
- Original proof of residential address (any of the approved documents in your name with your street address)
- Latest salary slip
- 3-month bank statement
Individuals who are self-employed and who determine their own salary and payment date do not fall in line with our credit-granting policy.
Visit any of Capitec branches Monday to Friday (8am – 5pm) and on Saturdays (8am – 1pm). Selected branches in malls are also open on Sundays (9am – 1pm). All branches are closed on public holidays.
NB: Some of our branches are open at 8:30am on mid-month Wednesdays due to training, and that our branches in malls follow mall trading hours.
Please email us on firstname.lastname@example.org if you have any questions about applying for credit at Capitec Bank.
Capitec Bank Loan easy to get.